Cheap Auto Insurance Quotes in South Dakota - SD
Auto Insurance also known as vehicle insurance, car insurance or motor insurance is an insurance purchased for various road vehicles.
Different states in United States have different requirements on what coverages are compulsory and to what extent. South Dakota like all states does have laws pertaining to financial responsibility when accidents happen and damages are caused to the other people.
Minimum Liability in South Dakota
- South Dakota has a minimum bodily injury liability limit per individual of $25,000.00.
- South Dakota has a minimum bodily injury liability limit per accident of $50,000.00.
- South Dakota has a minimum property damage liability of $25,000.00.
The above requirements can be explained as, after an accident each person injured is eligible to receive a maximum of up to $25,000.00 with max $50,000.00 allowed per accident. So if the total expenses for bodily injuries gets more than the per accident limit, the first persons who file insurance claim get the insured amount and rest can sue you if you are at fault. The last number refers to the total coverage per accident for property damage which in $25,000.00.
Bodily injury liability insurance is required in South Dakota. It covers the damages caused to another person when you meet with an accident.
Property damage liability insurance is required in South Dakota. It covers the cost of damages to other person's property when you meet with an accident.
Uninsured motorist insurance is required in South Dakota. It protects you when you meet with an accident with a person who doesn't have liability insurance.
Find the cheapest auto insurance quote in South Dakota
To find the best car insurance quote you need to be able to compare quotes from various companies in South Dakota. When you get quotes from multiple companies you can compare what coverages each company is providing. The common types of coverages are
- Liability Coverage.
- Property Damage Liability.
- Bodily Injury Liability.
- Comprehensive Coverage.
- Collision Coverage.
- Fire and Theft Coverage.
- Physical Damage Coverage.
- Personal Injury Protection.